[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sieme.cz\/hypoteka-na-stavebni-pozemek-i-stavbu-samotnou\/#Article","mainEntityOfPage":"https:\/\/www.sieme.cz\/hypoteka-na-stavebni-pozemek-i-stavbu-samotnou\/","headline":"Hypot\u00e9ka: na stavebn\u00ed pozemek i stavbu samotnou","name":"Hypot\u00e9ka: na stavebn\u00ed pozemek i stavbu samotnou","description":"Hypot\u00e9ka je \u00fav\u011brov\u00fd produkt, kter\u00fd zn\u00e1 t\u00e9m\u011b\u0159 ka\u017ed\u00fd a \u0159ada lid\u00ed se s n\u00edm tak\u00e9 za sv\u016fj \u017eivot setk\u00e1 nebo ji\u017e setkala. Pr\u00e1v\u011b d\u00edky hypot\u00e9ce si m\u016f\u017eeme splnit sen o vlastn\u00edm bydlen\u00ed i za p\u0159edpokladu, \u017ee k jeho realizaci nem\u00e1me k dispozici pot\u0159ebn\u00fd obnos pen\u011bz. Nemus\u00edme tak \u010dekat des\u00edtky let, ne\u017e si na vysn\u011bn\u00fd d\u016fm […]","datePublished":"2022-01-16","dateModified":"2022-01-16","author":{"@type":"Person","@id":"https:\/\/www.sieme.cz\/author\/#Person","name":"","url":"https:\/\/www.sieme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/03ef97ef22d1b0d07a8e6c50d88cc1823592c58a091286b466bcec36e31eaab2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/03ef97ef22d1b0d07a8e6c50d88cc1823592c58a091286b466bcec36e31eaab2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sieme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sieme.cz\/wp-content\/uploads\/mortgage-g95d291211_640.jpg","url":"https:\/\/www.sieme.cz\/wp-content\/uploads\/mortgage-g95d291211_640.jpg","height":0,"width":0},"url":"https:\/\/www.sieme.cz\/hypoteka-na-stavebni-pozemek-i-stavbu-samotnou\/","about":["Web"],"wordCount":400,"articleBody":"   Hypot\u00e9ka je \u00fav\u011brov\u00fd produkt, kter\u00fd zn\u00e1 t\u00e9m\u011b\u0159 ka\u017ed\u00fd a \u0159ada lid\u00ed se s n\u00edm tak\u00e9 za sv\u016fj \u017eivot setk\u00e1 nebo ji\u017e setkala. Pr\u00e1v\u011b d\u00edky hypot\u00e9ce si m\u016f\u017eeme splnit sen o vlastn\u00edm bydlen\u00ed i za p\u0159edpokladu, \u017ee k jeho realizaci nem\u00e1me k dispozici pot\u0159ebn\u00fd obnos pen\u011bz. Nemus\u00edme tak \u010dekat des\u00edtky let, ne\u017e si na vysn\u011bn\u00fd d\u016fm \u010di byt na\u0161et\u0159\u00edme, ale s pomoc\u00ed hypot\u00e9ky m\u016f\u017eeme bydlet ve vlastn\u00edm v relativn\u011b kr\u00e1tk\u00e9m \u010dasov\u00e9m intervalu. Ov\u0161em banky v p\u0159\u00edpad\u011b schvalov\u00e1n\u00ed hypote\u010dn\u00edch \u00fav\u011br\u016f nejsou zase natolik vst\u0159\u00edcn\u00e9, jak se na prvn\u00ed pohled jev\u00ed. Hypote\u010dn\u00ed \u00fav\u011br klade na samotn\u00e9ho \u017eadatele vysok\u00e9 n\u00e1roky a je proto vcelku pochopiteln\u00e9, \u017ee ne ka\u017ed\u00fd jim dok\u00e1\u017ee \u010delit. Mnoho lid\u00ed si bere hypot\u00e9ku za \u00fa\u010delem po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed. Jen\u017ee jak je to se samotn\u00fdm stavebn\u00edm pozemkem? Je mo\u017en\u00e9 i v tomto p\u0159\u00edpad\u011b \u017e\u00e1dat o hypot\u00e9ku? Ceny nemovitost\u00ed, ale i samotn\u00fdch stavebn\u00edch pozemk\u016f za posledn\u00ed roky vzrostly i o dvojn\u00e1sobek. Nen\u00ed se tedy \u010demu divit, \u017ee v\u011bt\u0161ina lid\u00ed k realizov\u00e1n\u00ed vlastn\u00edho bydlen\u00ed vyu\u017e\u00edv\u00e1 pr\u00e1v\u011b nab\u00eddek bank na hypote\u010dn\u00ed \u00fav\u011bry. Jak se to m\u00e1 ale s hypot\u00e9kou na pozemek https:\/\/www.americkahypoteka.cz\/hypoteka-na-pozemek\/?Hypot\u00e9ka na pozemek bez z\u00e1stavy nemovitosti je aktu\u00e1ln\u011b mo\u017en\u00e1 t\u0159eba ze stavebn\u00edho spo\u0159en\u00ed, ov\u0161em \u017eadatel\u00e9 jsou zde limitov\u00e1ni v\u00fd\u0161\u00ed \u00fav\u011bru, kter\u00e1 je zde stanovena p\u0159esn\u011b na 1 milion korun. P\u0159i v\u00fdb\u011bru pozemku jsou tak \u017eadatel\u00e9 velmi limitov\u00e1ni. Stavebn\u00ed spo\u0159itelna \u010cesk\u00e9 spo\u0159itelny pak nab\u00edz\u00ed sv\u016fj \u00fav\u011br Bu\u0159inka, kde je mo\u017en\u00e9 \u017e\u00e1dat o \u00fav\u011br a\u017e do v\u00fd\u0161e 2,5 milionu korun bez zaji\u0161t\u011bn\u00ed nemovitost\u00ed. Mus\u00ed se v\u0161ak jednat o stavebn\u00ed pozemek, kter\u00fd je ur\u010den k zastav\u011bn\u00ed. \u00dav\u011br m\u00e1 splatnost a\u017e 20 let a v\u00fd\u0161e \u00farokov\u00e9 sazby je tak\u00e9 p\u0159inejmen\u0161\u00edm p\u0159\u00edzniv\u00e1. Hypote\u010dn\u00ed \u00fav\u011br na bydlen\u00ed je ale pov\u011bt\u0161inou za\u0161t\u00edt\u011bn z\u00e1stavou nemovitosti a to jak v p\u0159\u00edpad\u011b hypote\u010dn\u00edho \u00fav\u011bru na bydlen\u00ed tak revolu\u010dn\u00ed americk\u00e9 hypot\u00e9ky.                                                                                                                                                                                                                                                                                                                                                                                           5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka: na stavebn\u00ed pozemek i stavbu samotnou","item":"https:\/\/www.sieme.cz\/hypoteka-na-stavebni-pozemek-i-stavbu-samotnou\/#breadcrumbitem"}]}]